How To Be Frugal Today Everyone Spends! Our culture today is one that encourages spending. Advertisers are constantly tempting us to buy. It's everywhere; our phones, computers, television, radio, billboards and so on. Of course, they are in business to sell. We have to learn to say no. I … [Read more...]
9 Proven Steps To Get Out Of Debt
Just The Facts According to The Motley Fool, over 45% of Americans have a credit card balance and the average balance per household is almost $16,000! (This post may contain affiliate links. If you make a purchase from one of my links, I may receive a commission or credit at no additional cost … [Read more...]
55 Money Saving Tips – Things To Do NOW
The Ultimate Money-Saving Checklist Use this list to find many ways to save money. A free pdf of this list is available at the end of the post. Print it and cross off anything you have already done or does not apply to you. (This post may contain affiliate links. If you make a purchase from … [Read more...]
Track Everything You Spend – Get Free Worksheet
To be successful in getting a handle on your finances, you must have a budget. A budget is simply a spending plan. It starts with knowing where all your money is spent. I suggested in an earlier post that in order to track your spending, a small notebook is a good option to record … [Read more...]
How Much Income Should Be Allocated For Expense categories?
Percentage of Income For Each Budget Category How much of your income should be budgeted for your housing expenses? How about for paying debts? Expenses Budget Guidelines Here's a list of "recommended budget guidelines" for percentages of your gross monthly income: Housing 35%. This … [Read more...]
Household Budgeting – What You Need to Know at Any Age!
Household Budget Plan Before starting any household budget plan, you must know where your money is being spent. It is a tedious process and can be a real eye-opener! Many of us spend with no plan or idea where our money goes. An accurate system of accounting for expenses is the first step to … [Read more...]
